I think the letter is fake.
Since the letter has a GA PO box I’m assuming this person is in GA. Everything online I could find says the DMV holds the title and once the loan is paid stamps it as “lien free” and sends the title to the owner. Does GA not send a copy of the title to the owner once a car loan is paid off? In GA does the Treasurer’s office hold the titles instead?
Yeah this is likely, it’s written very strangely with unusual grammar and phrasing (why does the first paragraph have an ellipses).
It’s not an ellipsis but a space followed by a period. Almost like a whole sentence that used to be there was deleted.
Weird spacing too. Larger spacing between words on some lines but the whole document isn’t justified.
Looks fishy to me as well.
I mean besides the obvious in ties to a SovCit, the letter itself doesn’t read quite like it should. The language used seems a little too basic for a financial document.
Though I can’t say for certain, as I have exactly zero experience with financing a car through a dealer. Credit unions ftw.
Even if the letter is fake, it still says his account is only considered paid in full “subject to final accounting and receipt of good funds”. Which would not have happened. So the document doesn’t even say that the car “is” paid off. It just says it might be, if the money does indeed arrive.
I think they scanned the real letter and added their own shit. Would explain the horrible grammar and spelling in some sentences while others read at a higher grade level.
Yeah I doubt Toyota, or anyone, would use terms like “free and clear”.
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